Friday, July 22, 2011
Rental Cars & Insurance - Part 2
Unlike some other States, if you drive a vehicle with no comprehensive or collision coverage in GA the Insured's Insurance company (the guy that hit you's company) is NOT obligated to pay for the additional insurance on the rental car. Now some companies out of courtesy or because of practices in their other states may offer it, but they are not required to do so. Now because your car has already been in an altercation it would be unethical to add coverage to your vehicle till it is out of the shop... so what are you left to do in this situation? Buy the Insurance! The coverage in this case that you should be most concerned with is called Collision Damage Waiver or simply Damage Waiver. This covers the physical damage to the rental car.